World Finance Atlas
187 economies · 2025–26
Atlas · Europe · FIN

Finland

Capital HelsinkiCurrency EUR · EuroRegion Europe
Output · rank 48/187
$309B
People · rank 120/187
5.6M
Land · rank 70/187
304K km²
GDP per person
$55,179
Density
18.4 /km²

Government debt

84.3%gross debt, share of GDP
$261Boutstanding, rank 36 of 178
Perimeter
General government
Basis
Gross, not net
Valuation
Nominal
Debt per person
$46,518
Net of assets
40.2%
Source
IMF World Economic Outlook / Fiscal Monitor
Gross debt is 84.3%; net of the government’s financial assets it is 40.2%, a 44.1% gap.
What this number does not tell youThe most misread figure in public finance. Perimeter varies by country — the IMF notes its Fiscal Monitor tables use a narrower perimeter for China than its Article IV estimates, and published figures for Japan range from roughly 200% to 250% depending on perimeter and valuation, both citing the IMF. Debt in a currency the government issues is a fundamentally different instrument from debt it must earn or borrow to service; this ratio does not distinguish them.

Private-sector debt

Households
64.2% of GDP
Non-financial corporations
115.2% of GDP
Total private
179.4% of GDP
Government debt is only one layer. Household and corporate borrowing is where financial fragility often actually sits — and here it totals 179.4% of GDP, larger than the public debt above.

Currency & monetary policy

Currency
EUR
Regime
Euro area
Central bank
European Central Bank
Deposit facility rate
2.25%
Shares the euro and the ECB’s policy rate with the rest of the euro area.

House prices

Nominal, year-on-year
-0.9%
Real (inflation-adjusted)
-3.1%
The real figure strips out inflation and is the one that tells you whether housing actually became more expensive.

Against its region and the world

Where Finland sits relative to the Europe average and the world average.

GDP per person (USD)
This country55,179
Region average35,326
World average14,013
Population density (per km²)
This country18
Region average36
World average64
Debt to GDP (%)
This country84
Region average77
World average95

Major banks

Largest institutions headquartered in Finland, by total assets. Assets, not market value — the two rank very differently.

All banks →
InstitutionHeadquartersTotal assetsvs. national GDP
1Nordea BankHelsinki$650B210%

All figures

Nominal GDP
$309B
Share of world output
0.27%
Population
5.6M
Share of world population
0.07%
Land area
303,890 km²
Share of world land
0.24%
GDP per person
$55,179
GDP per km²
$1,016,815
Population density
18.4 /km²
Government debt
84.3%
Debt outstanding
$261B

Closest by output in Europe

Portugal$324B91.5%
Greece$280B142.2%
Czechia$364B45.2%
Hungary$243B73.4%
Romania$406B56.1%

Nearest neighbours by nominal output within the same region. Third column is debt to GDP.

Where these figures come from

Nominal GDPGross domestic product at current market prices, converted to US dollars at market exchange rates. Not adjusted for purchasing power.
IMF World Economic Outlook
2025 estimate
PopulationTotal resident population, mid-year estimate.
UN World Population Prospects
2025 estimate
Land areaTotal land area, excluding inland water where the source reports it separately.
UN Statistics Division
2024
General government gross debtGross debt of the general government sector as a share of GDP. Gross means government-held financial assets are not netted off.
IMF World Economic Outlook / Fiscal Monitor
2025–26 estimate
Bank total assetsTotal assets for the most recent reporting period: cash, loans, investments, property and equipment.
S&P Global Market Intelligence
2026 ranking
Net government debtGovernment debt net of its financial assets, as a share of GDP.
IMF Fiscal Monitor
2025–26 estimate
Household debtCredit to households and non-profits serving them, as a share of GDP.
BIS credit statistics
2024–25
Corporate debtCredit to non-financial corporations, as a share of GDP.
BIS credit statistics
2024–25
Exchange rate regimeHow the currency is managed: free floating, floating, pegged, currency board, or no separate legal tender.
IMF AREAER
2025
Central bank policy rateThe main policy interest rate set by the central bank.
Central banks / BIS
mid-2026, live
Residential house pricesYear-on-year change in residential property prices, nominal and inflation-adjusted.
BIS / OECD residential property
latest quarter