World Finance Atlas
187 economies · 2025–26

South Korea

Capital SeoulCurrency KRWRegion Asia-Pacific
Output · rank 12/187
$1.9T
People · rank 29/187
51.7M
Land · rank 105/187
97K km²
GDP per person
$37,660
Density
531.7 /km²

Government debt

56.5%gross debt, share of GDP
$1.1Toutstanding, rank 12 of 178
Perimeter
General government
Basis
Gross, not net
Valuation
Nominal
Debt per person
$21,279
Net of assets
22.1%
Source
IMF World Economic Outlook / Fiscal Monitor
Gross debt is 56.5%; net of the government’s financial assets it is 22.1%, a 34.4% gap.
What this number does not tell youThe most misread figure in public finance. Perimeter varies by country — the IMF notes its Fiscal Monitor tables use a narrower perimeter for China than its Article IV estimates, and published figures for Japan range from roughly 200% to 250% depending on perimeter and valuation, both citing the IMF. Debt in a currency the government issues is a fundamentally different instrument from debt it must earn or borrow to service; this ratio does not distinguish them.

Private-sector debt

Households
105.2% of GDP
Non-financial corporations
115.8% of GDP
Total private
221.0% of GDP
Government debt is only one layer. Household and corporate borrowing is where financial fragility often actually sits — and here it totals 221.0% of GDP, larger than the public debt above.

Currency & monetary policy

Currency
KRW
Regime
Free floating
Central bank
Bank of Korea
Base rate
2.50%
Issues its own currency and sets its own policy rate — meaningful room to manage local-currency debt.

House prices

Nominal, year-on-year
+2.1%
Real (inflation-adjusted)
-0.2%
Prices rose in cash terms but fell after inflation — housing got cheaper in purchasing-power terms despite the headline rise.

Payment rails

SystemTypeLive since
Interbank instantInstant retail2001
BOK-Wire+Large-value RTGS2009

Against its region and the world

Where South Korea sits relative to the Asia-Pacific average and the world average.

GDP per person (USD)
This country37,660
Region average8,736
World average14,013
Population density (per km²)
This country532
Region average135
World average64
Debt to GDP (%)
This country57
Region average97
World average95

Major banks

Largest institutions headquartered in South Korea, by total assets. Assets, not market value — the two rank very differently.

All banks →
InstitutionHeadquartersTotal assetsvs. national GDP
1KB Financial GroupSeoul$560B29%
2Shinhan Financial GroupSeoul$540B28%
3Kookmin BankSeoul$420B22%

All figures

Nominal GDP
$1.9T
Share of world output
1.69%
Population
51.7M
Share of world population
0.63%
Land area
97,230 km²
Share of world land
0.08%
GDP per person
$37,660
GDP per km²
$20,024,684
Population density
531.7 /km²
Government debt
56.5%
Debt outstanding
$1.1T

Closest by output in Asia-Pacific

Australia$1.8T50.1%
Indonesia$1.5T40.1%
Taiwan$814B27.5%
Singapore$562B174.9%
Thailand$546B63.9%

Nearest neighbours by nominal output within the same region. Third column is debt to GDP.

Where these figures come from

Nominal GDPGross domestic product at current market prices, converted to US dollars at market exchange rates. Not adjusted for purchasing power.
IMF World Economic Outlook
2025 estimate
PopulationTotal resident population, mid-year estimate.
UN World Population Prospects
2025 estimate
Land areaTotal land area, excluding inland water where the source reports it separately.
UN Statistics Division
2024
General government gross debtGross debt of the general government sector as a share of GDP. Gross means government-held financial assets are not netted off.
IMF World Economic Outlook / Fiscal Monitor
2025–26 estimate
Bank total assetsTotal assets for the most recent reporting period: cash, loans, investments, property and equipment.
S&P Global Market Intelligence
2026 ranking
Net government debtGovernment debt net of its financial assets, as a share of GDP.
IMF Fiscal Monitor
2025–26 estimate
Household debtCredit to households and non-profits serving them, as a share of GDP.
BIS credit statistics
2024–25
Corporate debtCredit to non-financial corporations, as a share of GDP.
BIS credit statistics
2024–25
Exchange rate regimeHow the currency is managed: free floating, floating, pegged, currency board, or no separate legal tender.
IMF AREAER
2025
Central bank policy rateThe main policy interest rate set by the central bank.
Central banks / BIS
mid-2026, live
Residential house pricesYear-on-year change in residential property prices, nominal and inflation-adjusted.
BIS / OECD residential property
latest quarter