World Finance Atlas
187 economies · 2025–26

China

Capital BeijingCurrency CNYRegion Asia-Pacific
Output · rank 2/187
$19.5T
People · rank 2/187
1.42B
Land · rank 2/187
9,388K km²
GDP per person
$13,795
Density
150.8 /km²

Government debt

96.3%gross debt, share of GDP
$18.8Toutstanding, rank 2 of 178
Perimeter
General government
Basis
Gross, not net
Valuation
Nominal
Debt per person
$13,285
Net of assets
60.5%
Source
IMF World Economic Outlook / Fiscal Monitor
Gross debt is 96.3%; net of the government’s financial assets it is 60.5%, a 35.8% gap.
What this number does not tell youThe most misread figure in public finance. Perimeter varies by country — the IMF notes its Fiscal Monitor tables use a narrower perimeter for China than its Article IV estimates, and published figures for Japan range from roughly 200% to 250% depending on perimeter and valuation, both citing the IMF. Debt in a currency the government issues is a fundamentally different instrument from debt it must earn or borrow to service; this ratio does not distinguish them.

Private-sector debt

Households
61.3% of GDP
Non-financial corporations
140.8% of GDP
Total private
202.1% of GDP
Government debt is only one layer. Household and corporate borrowing is where financial fragility often actually sits — and here it totals 202.1% of GDP, larger than the public debt above.

Currency & monetary policy

Currency
CNY
Regime
Crawl-like arrangement
Central bank
People's Bank of China
1-year Loan Prime Rate
3.00%
Issues its own currency and sets its own policy rate — meaningful room to manage local-currency debt.

House prices

Nominal, year-on-year
-4.9%
Real (inflation-adjusted)
-4.8%
The real figure strips out inflation and is the one that tells you whether housing actually became more expensive.

Payment rails

SystemTypeLive since
HVPSLarge-value RTGS2005
IBPSInstant retail2010
CIPSCross-border2015

Against its region and the world

Where China sits relative to the Asia-Pacific average and the world average.

GDP per person (USD)
This country13,795
Region average8,736
World average14,013
Population density (per km²)
This country151
Region average135
World average64
Debt to GDP (%)
This country96
Region average97
World average95

Major banks

Largest institutions headquartered in China, by total assets. Assets, not market value — the two rank very differently.

All banks →
InstitutionHeadquartersTotal assetsvs. national GDP
1Industrial and Commercial Bank of ChinaBeijing$7.6T39%
2Agricultural Bank of ChinaBeijing$6.6T34%
3China Construction BankBeijing$6.3T32%
4Bank of ChinaBeijing$5.6T29%
5Postal Savings Bank of ChinaBeijing$2.4T12%
6Bank of CommunicationsShanghai$1.7T9%
7China Merchants BankShenzhen$1.6T8%
8Industrial Bank CoFuzhou$1.5T8%
9China CITIC BankBeijing$1.3T7%
10Shanghai Pudong Development BankShanghai$1.3T6%

All figures

Nominal GDP
$19.5T
Share of world output
16.96%
Population
1.42B
Share of world population
17.23%
Land area
9,388,211 km²
Share of world land
7.26%
GDP per person
$13,795
GDP per km²
$2,080,801
Population density
150.8 /km²
Government debt
96.3%
Debt outstanding
$18.8T

Closest by output in Asia-Pacific

India$4.2T83.0%
Japan$4.2T232.7%
South Korea$1.9T56.5%
Australia$1.8T50.1%
Indonesia$1.5T40.1%

Nearest neighbours by nominal output within the same region. Third column is debt to GDP.

Where these figures come from

Nominal GDPGross domestic product at current market prices, converted to US dollars at market exchange rates. Not adjusted for purchasing power.
IMF World Economic Outlook
2025 estimate
PopulationTotal resident population, mid-year estimate.
UN World Population Prospects
2025 estimate
Land areaTotal land area, excluding inland water where the source reports it separately.
UN Statistics Division
2024
General government gross debtGross debt of the general government sector as a share of GDP. Gross means government-held financial assets are not netted off.
IMF World Economic Outlook / Fiscal Monitor
2025–26 estimate
Bank total assetsTotal assets for the most recent reporting period: cash, loans, investments, property and equipment.
S&P Global Market Intelligence
2026 ranking
Net government debtGovernment debt net of its financial assets, as a share of GDP.
IMF Fiscal Monitor
2025–26 estimate
Household debtCredit to households and non-profits serving them, as a share of GDP.
BIS credit statistics
2024–25
Corporate debtCredit to non-financial corporations, as a share of GDP.
BIS credit statistics
2024–25
Exchange rate regimeHow the currency is managed: free floating, floating, pegged, currency board, or no separate legal tender.
IMF AREAER
2025
Central bank policy rateThe main policy interest rate set by the central bank.
Central banks / BIS
mid-2026, live
Residential house pricesYear-on-year change in residential property prices, nominal and inflation-adjusted.
BIS / OECD residential property
latest quarter